CAPITAL ONE SAVORONE REWARDS CREDIT CARD
A no-annual-fee cash back card built for food lovers and everyday entertainment. With unlimited 3% rewards on key lifestyle categories, it’s perfect for people who want simple, flexible value on everyday spending.
WHAT MAKES IT UNIQUE?
SavorOne makes it easy to earn consistent rewards on fun, everyday purchases without tracking rotating categories.
- 3% cash back on dining, grocery stores (excluding superstores like Walmart®), entertainment, and popular streaming services
- 1% cash back on all other purchases
- Unlimited rewards that never expire
- No minimums required to redeem cash back
- Accepted globally with no foreign transaction fees
WELCOME BONUS & CREDITS
Get rewarded early with a generous bonus and a helpful intro APR offer.
- $200 cash bonus after spending $500 within the first 3 months
- 0% intro APR for 15 months on purchases and balance transfers
- Competitive ongoing variable APR after intro period
- Access to Capital One Offers for additional cash back at select retailers
PAYMENTS & TERMS
With no annual fee and a lengthy intro APR, SavorOne is beginner-friendly and budget-conscious.
- Annual fee: $0
- 0% intro APR for 15 months (purchases & balance transfers)
- No foreign transaction fees
- Requires good to excellent credit for approval
OTHER CARD FEATURES
Packed with useful protections and benefits, especially for a no-fee card.
- Extended warranty & purchase protection
- Travel accident insurance and 24/7 travel assistance services
- Card lock via the mobile app for security
- Access to exclusive events via Capital One Entertainment & Dining
Top Credit Card Providers Compared – Rewards, Intro Apr & annual Fee
Pros of CAPITAL ONE VENTURE X
- Flat-Rate Rewards
- High-Value Travel Credits
- Lounge Access
- Flexible Miles
Cons of CAPITAL ONE VENTURE X
- No Intro APR
- Capital One Travel Required for Max Value
- Fewer Transfer Partners vs. Chase/Amex
- High Annual Fee for Casual Users
