🛫 John Hancock Travel Insurance: Premium Coverage for Confident Travelers
John Hancock Travel Insurance is known for offering high-tier, comprehensive travel protection backed by one of the most trusted names in insurance. With multiple plan tiers (Silver, Gold, Platinum), it caters to both budget-conscious travelers and those seeking maximum peace of mind.
🏆 Key Features
- Trip cancellation & interruption with generous limits
- Emergency medical coverage starting at $50,000 (up to $250,000+)
- Evacuation & repatriation included in all plans
- Baggage delay/loss, travel delay, and accidental death coverage
- Optional add-ons: Cancel For Any Reason (CFAR), rental car, and more
- 24/7 emergency & travel assistance
👤 Best For:
- Travelers who want premium travel protection
- International and long-haul travelers
- Those with non-refundable bookings or luxury trips
- Travelers needing CFAR (Cancel for Any Reason)
⚖️ John Hancock vs Standard Plans
| Feature | John Hancock | Basic Travel Insurance |
|---|---|---|
| Plan Tiers | Silver / Gold / Platinum | Usually one basic tier |
| Emergency Medical | ✅ Up to $250,000+ | Often $10,000–$50,000 |
| Trip Cancellation | ✅ High limits | ✅ Standard limits |
| Cancel For Any Reason | ✅ Optional add-on | ❌ Not available |
| Global Assistance | ✅ 24/7 | ❌ Often limited |
