Discover

Discover it® Cash Back Credit Card

A popular no-fee rewards card that rotates bonus categories each quarter. With 5% back in key areas and a unique first-year Cashback Match, it’s a great fit for budget-conscious shoppers who want to maximize everyday purchases.

WHAT MAKES IT UNIQUE?

This card stands out with rotating bonus categories that change each quarter and deliver excellent cash back potential in common spending areas.

• 5% cash back on rotating quarterly categories (e.g., groceries, gas, restaurants, Amazon, etc.) up to $1,500 per quarter (activation required)
• 1% unlimited cash back on all other purchases
• Earned cash back never expires
• Redeem for statement credit, direct deposit, gift cards, or Amazon purchases

WELCOME BONUS & CREDITS

Rather than a traditional upfront bonus, Discover offers a unique, powerful first-year reward.

• Unlimited Cashback Match: Discover matches all the cash back you earn at the end of your first year—automatically
• No minimum spend required to qualify
• Potential for high value if you maximize 5% categories

PAYMENTS & TERMS

Designed to be user-friendly, especially for those looking to avoid interest or carry a balance in the short-term.

• 0% intro APR for 15 months on purchases and balance transfers
• After intro: standard variable APR applies
• No annual fee
• No foreign transaction fees
• Free FICO® Score access with an account

OTHER CARD FEATURES

Provides several tools and protections usually found on higher-tier cards, all for no fee.

• $0 Fraud Liability Guarantee
• Freeze It® on/off card lock via mobile app
• Purchase protection and extended warranty coverage
• U.S.-based customer service
• Compatible with digital wallets like Apple Pay & Google Pay

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