CHASE SAPPHIRE PREFERRED® CARD
A travel-focused rewards card with strong point multipliers, flexible redemption options, and valuable perks all for a modest annual fee. Great for travelers who want premium value without a luxury price tag.
WHAT MAKES IT UNIQUE?
Earn elevated rewards on travel and dining while benefiting from flexible points that can be transferred or redeemed for higher value.
- 5X points on travel purchased through Chase Ultimate Rewards®
- 3X points on dining, select streaming services, and online grocery purchases
- 2X points on other travel purchases
- 1X point on all other purchases
- 25% more value when redeeming through Chase Ultimate Rewards (e.g., 60,000 pts = $750 travel)
WELCOME BONUS & CREDITS
A generous bonus and useful credits help boost the card’s value from day one.
- 60,000 bonus points after spending $4,000 in the first 3 months
- Points worth 25% more through Chase Travel
- $50 annual hotel credit on Chase Travel bookings
- Complimentary DashPass for DoorDash benefits
- Travel & purchase protections including trip delay, rental car insurance, and more
PAYMENTS & TERMS
A low-fee card offering premium-level value for travelers and foodies.
- No intro APR; standard variable APR applies
- Annual fee: $95
- No foreign transaction fees
- Points can be transferred 1:1 to major airline and hotel loyalty programs
OTHER CARD FEATURES
Provides strong travel protections and a user-friendly rewards experience.
- Trip cancellation/interruption insurance
- Primary rental car insurance
- Baggage delay & trip delay reimbursement
- Extended warranty & purchase protection
- Redeem for travel, gift cards, or transfer to partners like United, Hyatt, Southwest, etc.
Top Credit Card Providers Compared – Rewards, Intro Apr & annual Fee
Pros of Chase Sapphire Preferred®
- High Point Value for Travel
- Strong Bonus Categories
- Flexible Point Transfers
- Travel Protections Included
Cons of Chase Sapphire Preferred®
- No Intro APR
- $95 Annual Fee
- Full Value Requires Chase Travel
- Bonus Categories Are Focused