Chase Sapphire Preferred® offers 5X points on Chase travel, 3X on dining and streaming, and 2X on other travel. It’s a great mid-tier card for travelers looking for strong rewards and flexible redemptions.

Chase

Earn 60,000 75,000 bonus points after you spend $5,000 on purchases in the first 3 months
Credit Cards

CHASE SAPPHIRE PREFERRED® CARD

A travel-focused rewards card with strong point multipliers, flexible redemption options, and valuable perks all for a modest annual fee. Great for travelers who want premium value without a luxury price tag.

WHAT MAKES IT UNIQUE?

Earn elevated rewards on travel and dining while benefiting from flexible points that can be transferred or redeemed for higher value.

  • 5X points on travel purchased through Chase Ultimate Rewards®
  • 3X points on dining, select streaming services, and online grocery purchases
  • 2X points on other travel purchases
  • 1X point on all other purchases
  • 25% more value when redeeming through Chase Ultimate Rewards (e.g., 60,000 pts = $750 travel)

WELCOME BONUS & CREDITS

A generous bonus and useful credits help boost the card’s value from day one.

  • 60,000 bonus points after spending $4,000 in the first 3 months
  • Points worth 25% more through Chase Travel
  • $50 annual hotel credit on Chase Travel bookings
  • Complimentary DashPass for DoorDash benefits
  • Travel & purchase protections including trip delay, rental car insurance, and more

PAYMENTS & TERMS

A low-fee card offering premium-level value for travelers and foodies.

  • No intro APR; standard variable APR applies
  • Annual fee: $95
  • No foreign transaction fees
  • Points can be transferred 1:1 to major airline and hotel loyalty programs

OTHER CARD FEATURES

Provides strong travel protections and a user-friendly rewards experience.

  • Trip cancellation/interruption insurance
  • Primary rental car insurance
  • Baggage delay & trip delay reimbursement
  • Extended warranty & purchase protection
  • Redeem for travel, gift cards, or transfer to partners like United, Hyatt, Southwest, etc.

Top Credit Card Providers Compared – Rewards, Intro Apr & annual Fee

CREDIT CARDREWARDS TYPEINTRO APRANNUAL FEE

Chase Sapphire Preferred

5× on travel via Chase, 3× dining/streaming, 2× on other travel

None

$95

BOA® Customized Cash Rewards

3% in chosen category (6% 1st year)

0% for 15 billing cycles on purchases & transfers

$0

Amex Platinum

5× points on flights & hotels + luxury travel perks, lounge access, credits

None

$695

Capital One Venture X

10× on hotels/car rentals, 5× flights (via Capital One Travel), 2× all other

None

$395

Capital One Savor One

3% on dining, groceries, streaming, entertainment; 1% others

None

$39

BOA® Premium Rewards

2× on travel/dining, 1.5× all other purchases

None

$95

Pros of Chase Sapphire Preferred®

  • High Point Value for Travel
  • Strong Bonus Categories
  • Flexible Point Transfers
  • Travel Protections Included

Cons of Chase Sapphire Preferred®

  • No Intro APR
  • $95 Annual Fee
  • Full Value Requires Chase Travel
  • Bonus Categories Are Focused

Quick Links

Need a featured listing for your business in

Get In Touch With Our Team To Get A Featured Listing of Your Business