Capital One Venture X offers 2X miles on all purchases and up to 10X on travel through Capital One. It’s a premium card with strong perks, credits, and lounge access at a competitive annual fee.

CAPITAL ONE VENTURE X REWARDS

Elevated travel rewards designed to take you further
Credit Cards

CAPITAL ONE VENTURE X REWARDS CREDIT CARD

A premium travel card that blends luxury perks with simplicity. With unlimited 2X miles, travel credits, and lounge access, Venture X is built for frequent flyers who want high-end benefits at a mid-range annual fee.

WHAT MAKES IT UNIQUE?

This card offers premium travel rewards with flat-rate earnings, elite-level access, and easy redemptions—making it a strong Amex Platinum alternative for a lower cost.

  • 2X miles on all purchases, no categories to track
  • 10X miles on hotels & rental cars and 5X on flights booked through Capital One Travel
  • Unlimited access to Capital One Lounges and Priority Pass™ lounges
  • Up to 4 free authorized users, all with lounge privileges
  • Miles never expire and can be transferred to 15+ airline and hotel partners

WELCOME BONUS & CREDITS

Venture X offers valuable upfront perks that can easily offset its annual fee.

  • 75,000 bonus miles after spending $4,000 in the first 3 months
  • $300 annual travel credit for bookings through Capital One Travel
  • 10,000 bonus miles every account anniversary (worth $100+)
  • Global Entry/TSA PreCheck/CLEAR® credit
  • No foreign transaction fees

PAYMENTS & TERMS

A luxury-level card that’s more accessible in terms of cost and simplicity.

  • Annual fee: $395
  • No intro APR; standard variable APR applies
  • Best suited for those who travel frequently and can leverage the credits and rewards
  • Add authorized users at no extra cost

OTHER CARD FEATURES

Travel and purchase protections included to make every trip smoother and every purchase safer.

  • Trip cancellation & interruption insurance
  • Primary rental car insurance (worldwide)
  • Lost luggage & travel accident insurance
  • Cell phone protection (when monthly bill is paid with the card)
  • Purchase security & extended warranty coverage
  • In-app Price Drop Protection via Capital One Travel for eligible bookings

Top Credit Card Providers Compared – Rewards, Intro Apr & annual Fee

CREDIT CARDREWARDS TYPEINTRO APRANNUAL FEE

Capital One Venture X

10× on hotels/car rentals, 5× flights (via Capital One Travel), 2× all other

None

$395

BOA® Customized Cash Rewards

3% in chosen category (6% 1st year)

0% for 15 billing cycles on purchases & transfers

$0

Amex Platinum

5× points on flights & hotels + luxury travel perks, lounge access, credits

None

$695

Chase Sapphire Preferred

5× points on flights & hotels + luxury travel perks, lounge access, credits

None

$95

Capital One Savor One

3% on dining, groceries, streaming, entertainment; 1% others

None

$39

BOA® Premium Rewards

2× on travel/dining, 1.5× all other purchases

None

$95

Pros of CAPITAL ONE VENTURE X

  • Flat-Rate Rewards
  • High-Value Travel Credits
  • Lounge Access
  • Flexible Miles

Cons of CAPITAL ONE VENTURE X

  • No Intro APR
  • Capital One Travel Required for Max Value
  • Fewer Transfer Partners vs. Chase/Amex
  • High Annual Fee for Casual Users

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