CAPITAL ONE VENTURE X REWARDS CREDIT CARD
A premium travel card that blends luxury perks with simplicity. With unlimited 2X miles, travel credits, and lounge access, Venture X is built for frequent flyers who want high-end benefits at a mid-range annual fee.
WHAT MAKES IT UNIQUE?
This card offers premium travel rewards with flat-rate earnings, elite-level access, and easy redemptions—making it a strong Amex Platinum alternative for a lower cost.
- 2X miles on all purchases, no categories to track
- 10X miles on hotels & rental cars and 5X on flights booked through Capital One Travel
- Unlimited access to Capital One Lounges and Priority Pass™ lounges
- Up to 4 free authorized users, all with lounge privileges
- Miles never expire and can be transferred to 15+ airline and hotel partners
WELCOME BONUS & CREDITS
Venture X offers valuable upfront perks that can easily offset its annual fee.
- 75,000 bonus miles after spending $4,000 in the first 3 months
- $300 annual travel credit for bookings through Capital One Travel
- 10,000 bonus miles every account anniversary (worth $100+)
- Global Entry/TSA PreCheck/CLEAR® credit
- No foreign transaction fees
PAYMENTS & TERMS
A luxury-level card that’s more accessible in terms of cost and simplicity.
- Annual fee: $395
- No intro APR; standard variable APR applies
- Best suited for those who travel frequently and can leverage the credits and rewards
- Add authorized users at no extra cost
OTHER CARD FEATURES
Travel and purchase protections included to make every trip smoother and every purchase safer.
- Trip cancellation & interruption insurance
- Primary rental car insurance (worldwide)
- Lost luggage & travel accident insurance
- Cell phone protection (when monthly bill is paid with the card)
- Purchase security & extended warranty coverage
- In-app Price Drop Protection via Capital One Travel for eligible bookings
Top Credit Card Providers Compared – Rewards, Intro Apr & annual Fee
Pros of CAPITAL ONE VENTURE X
- Flat-Rate Rewards
- High-Value Travel Credits
- Lounge Access
- Flexible Miles
Cons of CAPITAL ONE VENTURE X
- No Intro APR
- Capital One Travel Required for Max Value
- Fewer Transfer Partners vs. Chase/Amex
- High Annual Fee for Casual Users