AMERICAN EXPRESS BLUE CASH PREFERRED® CARD
A top-tier cash back card ideal for families and everyday spenders. With standout rewards at U.S. supermarkets, on streaming, and transit, it’s built to reward your daily routine.
WHAT MAKES IT UNIQUE?
The Blue Cash Preferred stands out with industry-leading cash back on groceries and streaming, making it one of the most rewarding cards for households.
- 6% cash back at U.S. supermarkets (on up to $6,000 per year, then 1%)
- 6% cash back on select U.S. streaming subscriptions
- 3% cash back at U.S. gas stations and on transit (including taxis, rideshares, buses, trains, tolls, and parking)
- 1% cash back on all other purchases
- Cash back is automatically redeemed as a statement credit
WELCOME BONUS & CREDITS
Generous perks make this card especially valuable in the first year.
- $250 welcome bonus after spending $3,000 in the first 6 months
- 0% intro APR for 12 months on purchases and balance transfers
- After intro: standard variable APR applies
- Amex Offers access for additional category-based savings
PAYMENTS & TERMS
Designed for people with consistent spending in everyday categories.
- Annual fee: $0 intro for the first year, then $95
- 2.7% foreign transaction fee
- Requires good to excellent credit
- Cash back doesn’t expire as long as your account is open and in good standing
OTHER CARD FEATURES
Comes with helpful protections and tools, particularly for families and commuters.
- Car rental loss and damage insurance (secondary)
- Return protection (up to $300/item if a merchant won’t take it back)
- Purchase protection & extended warranty
- Fraud protection and Amex Global Assist® Hotline
- Contactless payments and digital wallet support
Top Credit Card Providers Compared – Rewards, Intro Apr & annual Fee
Pros of Amex Blue Cash Preferred®
- Exceptional Supermarket Rewards
- Bonus on Streaming & Transit
- Intro APR Offer
- Solid Everyday Value
Cons of Amex Blue Cash Preferred®
- $95 Annual Fee
- Grocery Cap
- Limited International Use
- Category Restrictions
